Bureau Scrubs

As a credit provider, as you embark on several levels of data cleanup, there will be data that you may not be able to acquire, especially for customers no longer having credit facilities with you or customers whose contacts have changed. Metropol, leveraging on the Database of credit profiles , can provide updated customer details. These come in handy during collection activities.

In the event that an institution needs to clean up or update its credit customers’ data, Metropol leverages on its data base to provide updated information on borrowers.

A financial provider may need to know the current telephone contacts of customers, physical addresses, e-mail addresses, FCS number, National Identification Number (NIN) etc. and this information can be provided conveniently at a small fee.

Frequently Asked Questions

Delve into our resourceful section for valuable insights and answers, aiding in your understanding of Metropol’s offerings and services.

Credit Reference Services (CRS) refer to services provided by a Credit Reference Bureau (CRB) to enable lenders know how borrowers repay their loans. Credit information submitted by Commercial Banks, Credit Institutions and Microfinance Deposit taking Institutions is shared amongst themselves to enable them make informed credit decisions.

A CRB is a company licensed by Bank of Uganda to collect and collate credit information on individuals and companies from various sources and disseminate that information in form of a credit report to authorized users.

A credit report is a record of an individual or company’s borrowing and repayment history prepared by a credit bureau. The report shows how the borrower has handled credit in the past and based on this information, lenders determine the applicant’s credit worthiness.